Legal
Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of Returnavity (the "Service"). This is a general draft provided for editorial and illustrative purposes; it has not been reviewed by legal counsel and should be adapted to reflect the specific operations, jurisdiction, and obligations of Returnavity before publication.
Last updated: [insert date]
1. Acceptance of Terms
By accessing or using Returnavity, you confirm that you have read, understood, and agree to be bound by these Terms, together with any policies referenced herein, including the Privacy Policy. If you do not agree to these Terms, you should not access or use the Service.
2. Description of the Service
Returnavity provides AI-driven data analysis and decision-support tools intended to help users organise information and structure their own evaluation of supplemental income allocation. The Service is informational and analytical in nature. It does not constitute financial, investment, tax, or legal advice, and it does not guarantee any particular outcome, return, or result.
Outputs generated by the Service are based on data provided by the user and automated processing methods that may contain limitations, errors, or assumptions. Users remain solely responsible for any decisions made using information obtained through the Service.
3. Eligibility and Account Responsibilities
You must be legally capable of entering into a binding agreement to use the Service. If an account or registration is required, you agree to provide accurate information and to maintain the confidentiality of any credentials associated with your access. You are responsible for all activity that occurs under your account.
4. Acceptable Use
You agree not to use the Service in any way that is unlawful, fraudulent, or harmful, including but not limited to:
- Attempting to gain unauthorised access to the Service, its systems, or related data;
- Reverse engineering, copying, or redistributing the Service's underlying technology without authorisation;
- Uploading content that is illegal, infringing, or that you do not have the right to submit;
- Using the Service to generate misleading representations intended to deceive third parties.
5. Intellectual Property
All content, software, design elements, trademarks, and materials associated with Returnavity, excluding content submitted by users, remain the property of Returnavity or its licensors. Nothing in these Terms grants you ownership rights in the Service; you receive only a limited, non-exclusive, non-transferable licence to use the Service for its intended purpose.
6. User Content and Data
Where you submit data or information to the Service for analysis, you retain ownership of that content. You grant Returnavity a limited licence to process such content solely for the purpose of operating and providing the Service to you. You are responsible for ensuring that any data you submit does not violate the rights of third parties.
7. No Financial or Professional Advice
Nothing provided through Returnavity should be interpreted as a recommendation to pursue, avoid, or structure any particular financial activity. Users should seek independent professional advice appropriate to their circumstances before acting on any analysis, output, or suggestion generated by the Service.
8. Disclaimers
The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Returnavity does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the maximum extent permitted by applicable law, Returnavity, its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from or related to your use of, or inability to use, the Service, regardless of the legal theory on which such liability is based.
10. Indemnification
You agree to indemnify and hold harmless Returnavity and its affiliates from any claims, damages, liabilities, and expenses arising from your use of the Service, your breach of these Terms, or your violation of any applicable law or third-party right.
11. Suspension and Termination
Returnavity reserves the right to suspend or terminate access to the Service, at its discretion, in the event of suspected misuse, violation of these Terms, or for operational or legal reasons. You may discontinue use of the Service at any time.
12. Changes to the Service and Terms
Returnavity may modify, suspend, or discontinue any part of the Service, and may update these Terms from time to time. Material changes will be reflected by revising the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Returnavity operates, without regard to conflict-of-law principles. [Insert specific governing jurisdiction as applicable.]
14. Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
15. Contact
Questions regarding these Terms may be directed through the contact channels listed on the Contact page of Returnavity.